CRA Benefits & Credits for Tax Year 2025

1. Canada Child Benefit (CCB)
   
   

   • Tax-free monthly payment for families with children under 18.
     
     

   • Maximum amounts (July 2025–June 2026):
     
     

     • Up to $7,997 per year per child under 6 ($666.41/mo).
       
       

     • Up to $6,748 per year per child aged 6–17 ($562.33/mo).
       
       

2. Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit
   
   

   • Quarterly tax-free credit for low- and modest-income individuals and families.
     
     

   • For 2025–26 benefit year (based on 2024 income):
     
     

     • Single: up to $533 annually ($133.25/quarter).
       
       

     • Couple: up to $698 annually ($174.50/quarter).
       
       

     • Per eligible child: up to $184 annually ($46/quarter).
       
       

3. Advanced Canada Workers Benefit (ACWB)
   
   

   • Advance payments of the Canada Workers Benefit (for low-income workers).
     
     

   • 2025–26 benefit year advance amounts (approx):
     
     

     • Singles: up to $1,633/year.
       
       

     • Families: up to $2,813/year.
       
       

     • Disability supplement: additional amount for eligible recipients.
       
       

4. Canada Disability Benefit (CDB)
   
   

   • New monthly benefit launched in 2025 for low-income Canadians with disabilities.
     
     

   • Up to about $200 per month (income-tested).
     
     

5. Disability Tax Credit (DTC)
   
   

   • A non-refundable tax credit (reduces tax owed) for individuals with severe and prolonged impairment (or supporting family members).
     
     

6. Child Disability Benefit (included with CCB)
   
   

   • Additional monthly amount for each child eligible for the DTC (included within CCB payments).
     
     

7. Canada Caregiver Credit
   
   

   • Non-refundable tax credit for supporting a spouse/common-law partner or dependent with impairment.
     
     

8. Canada Training Credit
   
   

   • A refundable tax credit intended to help with eligible tuition and training fees.
     
     

9. Home Accessibility Tax Credit
   
   

   • A non-refundable credit for eligible renovations to improve accessibility for seniors/disabled people.
     
     

10. First time home Buyers Credit
    
    

    • A non-refundable tax credit of $1500 based on a $10,000 claim.

    • Home Buyers  plan (HBP): Withdraw up to $60,000 tax-free from  your RRSP to buy a home.

    • First Home  Savings Account (FHSA):Combines tax-deductible contributions and tax-free withdrawals for a first home.

    • For the 2025 tax year, Manitoba is increasing the Renters Affordability Tax Credit to a maximum of $575 per year for eligible renters. This refundable credit is available to individuals who rent their principal residence in Manitoba.

    • Home owner Credit : you might be able to claim up to $350 either on your municipal property tax statement or through your income tax return for your contribution to the school system.
      
      

11. Provincial/Territorial Benefits Administered by CRA
    
    

    • Examples include:
      
      

      • Ontario Trillium Benefit (energy/property tax and sales tax credits).
        
        

      • Alberta Child and Family Benefit.
        
        

      • Other provincial child, disability, or income benefits.